ARCCT Privacy Policy

Your privacy on the Internet is very important to ARCCT.com. This Privacy Statement applies to https://www.arcct.com, and all products and services offered through ARCCT. This policy statement covers how ARCCT collects and uses personally identifiable information, with whom the information is shared, the choices you have regarding the collection, use, and sharing of information, and the security procedures ARCCT has in place. By visiting this https://www.arcct.com, and/or using ARCCT’s services, you agree to the terms of this Privacy Statement. If you do not agree with this privacy policy, then discontinue use of the site. We encourage you to check back on this page from time to time, as this policy may be amended from time to time.

Information We Collect
We may collect personal identification information from Website Users in a variety of ways, including, but not limited to, when Website Users visit https://www.arcct.com, fill out a form, and in connection with other activities, services, features or resources we make available on https://www.arcct.com. Website Users may be asked for, as appropriate, name, email address, mailing address, phone number, and other information required in order to provide the service requested b the website user. Website Users may, however, visit https://www.arcct.com anonymously. We will collect personal identification information from users only when they voluntarily submit such information to us. Website Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain site related activities.

Non-personal Information Collected
We may collect non-personal identification information about Website Users whenever they interact with https://www.arcct.com. Non-personal identification information may include the browser name, the type of computer and technical information about Website Users means of connection to https://www.arcct.com, such as the operating system and the Internet service providers utilized and other similar information.

Cookie Use
Https://www.arcct.com may use "cookies" to enhance user experience. User's web browser places cookies on their computer hard drive for record-keeping purposes and sometimes to track information about them. You can choose how cookies are handled by your device via your browser settings.

Use of Information
ARCCT may collect and use Website User’s personal information for the sole purpose of providing the products and/or service that the user requests. We may share your information with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

Protecting Your Information
Sensitive and private data exchange between ARCCT.com and its Website Users happens over a SSL secured server and is encrypted and protected with digital signatures.

Third Party Links
Our web site may contain links to third party websites. Our privacy policy does not cover those third party web sites. We encourage you to review the privacy policies of any of those websites that you visit.

Protecting Children Online
Protecting the privacy of children is especially important. For that reason, we never collect or maintain information at https://www.arcct.com from those we actually know are under 18, and no part of our website is structured to attract anyone under 18.

Site Content
The content contained within this site is for your information and use only. We reserve the right to change any content without notice. Neither we, nor any third party provide any warranty or guarantee as to the accuracy of the information found on this website. Your use of this website is entirely your responsibility. Use at your own risk. We are not liable for any actions you take regarding the use of any products or services available through this website.

Intellectual Property
All content of this website is subject to intellectual property rights. Any use, or reproduction, of such content is strictly prohibited.

Other Legal - Specific to Lending
THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, ARCCT does not broker loans or make credit decisions, and nothing on this website is an offer or a solicitation to lend.  Any information you submit to this site may be shared with one or more lenders that fully comply with all applicable laws and regulations. The operator of this website is not an agent or representative of any lender and does not charge you for any service or product.  ARCCT does not guarantee that you will be matched with a lender, or that that your application will be approved by a lender. If your application is approved by a lender, ARCCT cannot guarantee the approval amount. The lender may perform a credit check and/or verify the applicant's identity.

ARCCT does not give financial or legal advice. We strongly encourage all loan applicants to be fully informed of the loan terms and conditions of their lender, and to understand the possible implications of late payments and/ non-payment. Any late payment or non-payment may result in additional fees, collection activities, or both. If at any time, financial advice is required, we suggest that you contact an accountant, or other certified financial adviser.

Further Information
If you have any questions about this Privacy Statement, the practices of ARCCT.com, or your dealings with this site, please contact us at: privacy@arcct.com

This document was last updated on October 15, 2014